Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Understanding who is check here liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.